Children's IUL
Indexed Universal Life
-Start with a large lump sum or monthly payments.
-Participate in the stock market without the ability to lose money.
-Accumulate cash that grows with interest.
-Have the ability to borrow against the money in the policy.
-Use the borrowed money to buy a car, house, etc.
-Policy has living benefits.
-Policy has a death benefit.
-Use the money as a stream of income in retirement
Show Me The Numbers
Age: 5
Gender: Male
Monthly Premium: $50
Total premium paid at age 65: $36,000
Total cash accumulation at age 65: $257,147
Death benefit amount at age 65: $391,333
Annual retirement income starting at age 65: $22,570
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Show Me Higher Numbers
Age: 5
Gender: Male
Monthly Premium: $150
Total Premium paid at age 65: $102, 549
Total cash accumulation at age 65: $1,155,228
Death benefit amount at age 65: $1,386,273
Annual retirement income starting at age 65: $102,549
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*Something to note is that these illustrations are shown at a 6.4% interest gain, however this company’s return rates are typically between 12-14% over time. So hypothetically the return on your investment should be much higher than what is illustrated.