Indexed Universal Life

-Most commonly a monthly payment or lump sum.

-Participate in the stock market without the ability to lose money.

-Accumulate cash that grows with interest.

-Have the ability to borrow against the money in the policy.

-Use the borrowed money to buy a car, house, etc.

-Policy has living benefits.

-Policy has a death benefit.

-Use the money as a stream of income in retirement

Annuities

-Start with a large lump sum or monthly payments.

-Long term contracts.

-Accumulate cash that grows with interest.

-Use the money as a stream of income in retirement.

-Many policy options available depending on client's needs and goals.

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